planning future finances
How can we help you
YOUR JOURNEY TO FINANCAL FREEDOM
Welcome to Advice Hub your Money & Financial Planning Experts. We have a passion for helping our clients master their finances and work towards true financial independence. Our ultimate goal is to optimise your Wealth Engine and show you what you need to do to make inroads to your most important outcomes.
At Advice Hub, we provide expert advice that puts you ahead financially. We are free of investment commission. As a result, we can provide a range of financial solutions, investment assets and strategies that really put you ahead financially.
how do we do this
Ultimately, we want our clients to implement strategies that see them achieve absolute financial freedom and independence.
want to achieve absolute financial freedom
For most of our clients it’s about creating the flexibility to take holidays, upgrade the home and know that you are on track to building a level of passive income where you can choose to go to work because you love it not because you have to.
If you can relate to the above and want to improve your financial engine then you are going to get a big benefit from our services and solutions.
are you aiming to
Make better use of disposable income & minimise tax
Are you paying too much tax – are you building real residual income that you can live off or just paying debts off?
Advice Hub Financial Planners are a source of investment expertise, if you are looking for trustworthy advice regarding investment options, tax minimisation we can help you. By determining your current financial needs and creating a financial blueprint that will unlock all your opportunities and maximise your potential.
Start making true financial progress
Working hard, but not getting where you want to be? We will help sort out the basics and dig down to really identify what areas in your wealth engine are holding you back and how you can fix then.
Often it is about making your money work smarter for you so you can optimise your performance. Making sure you have regular rewards such as holidays and hobbies, so you don’t burn your engine out.
Achieve a comfortable life in retirement
Have you got enough in super? Are you doing everything possible to maximise your money? You can do more to maximise your retirement potential it is never too late to start.
We can help answer all these questions and set you up to build more security and a bigger retirement nest egg.
I want to get out of debts and build absolute financial freedom
Wish you had more spare cash and buffers for an emergency or just have money to go on a holiday, help your kids out or are you paying too much interest to the bank.
We can help you with this and to optimise your cash flow so you can be more free and less tied down to your debts.
Upgrade your home but don’t want to compromise your financial future
We can help you work out those important questions, can you afford it? Should you keep the existing home? How to afford upcoming school fees? We can also get you in touch with loan specialists to save you money on home loan interest and fees.
You want to find out about Self Managed Super Fund capabilities
If you want to take control over your superannuation, or want to invest in an investment property, gold, silver or assets you can’t access in your current fund. Then we can help you to create the best investment strategy that helps achieves your important outcomes.
book your Complementary financial kickstart session today
We will also provide you with a Financial Fitness Assessment. This will show you exactly how financially fit you are. In our sessions, we will also provide expert education so you can clearly and easily understand what potential you could aim to achieve your financial opportunities and options.
testimonials
“Javier has saved us so much, if you want to get ahead he is the only person that I would go to”
Julie and Dave Brook
”I would not hesitate to recommend Javier Fonseca.
We were looking for guidance with a recently purchased investment property, superannuation and a self-funded pension. Javier's expertise and commitment is just amazing, he truly has the client's best interest at heart. Javier has put us back on track with our finances and we now have a roadmap to follow. My wife and I cannot be more pleased with our decision to go with Javier.”
G & R Cox
NSW
“Javier helped us get on the right track and get our tax payments down. He also gave me an incentive to start taking action to make the most of our money. I would highly recommend him to anyone looking to improve their finances. He is very honest and trustworthy, I am so glad we met him”
Judie Siennicki
Robina
“I have been a client for years I wouldn’t go anywhere else! Its why I have referred him to so many of my friends and work mates. I trust Javier personally he is so easy to deal with and his approach to advice is safe and practical. I always feel I have clear goals and a game plan to achieve them.”
Grant Walker
"Javier helped us get on the right track, with super savings and getting our tax down. He also gave me an incentive to start pulling our finger out and start making the most of our money I would highly recommend him to anyone looking to improve their finances. He is very honest and trustworthy, I am so glad we met him."
Judy & Henry Siennicki
